Best Minds, Inc. strongly believes
in protecting the confidentiality and security of information
we collect about individuals. This notice describes the privacy
policy followed by Best Minds, Inc.
INFORMATION WE COLLECT
“Nonpublic Personal Information” is nonpublic
information about the Individual that we obtain in connection
with providing a financial product or service to the Individual
for personal, family, or household purposes.
We collect Nonpublic Information about Individuals from the
- Information provided to us directly by
an Individual on an application or other form in connection
with our products or services. This may include but not
be limited to: name, address, social security number, assets,
- Information about an Individual’s
transactions with us, as well as various cash flow and net
worth information such as account balance, debt information,
estate planning documents, business statements, and tax
- All information given by an institution
as part of a relationship is NEVER given out to any other
INFORMATION DISCLOSURE TO THIRD
Best Minds, Inc. will not share such information with any
nonaffiliated third party except:
- When necessary to complete
a transaction in a customer account, such as with the clearing
firm, account custodians or other service providers;
- When required to
maintain or service a customer account;
- To resolve customer
disputes or inquiries;
- With persons acting
in a fiduciary or representative capacity on behalf of the
- With rating agencies,
persons assessing compliance with industry standards, or
to the attorneys, accountants and auditors
of the firm;
- In connection with
a sale or merger of the firm’s business;
- To protect against
or prevent actual or potential fraud, identity theft, unauthorized
transactions, claims or other liability;
- To comply with federal,
state or local laws, rules and other applicable legal requirements;
- In connection with
a written agreement to provide investment management or
advisory services when the information is released
for the sole purpose of
providing the products or services covered
by the agreement;
- In any circumstances
with the customer’s instructions or consent.
DISCLOSURE OF INFORMATION ABOUT
If an Individual decides to close an account or otherwise
becomes an inactive customer, we will continue to follow the
privacy practices described in this notice with respect to
PROTECTING CONFIDENTIALITY AND
We treat Information in a confidential manner. Our employees
are required to protect the confidentiality of Information.
We limit employee and agent access to information only to
those who have a business or professional reason for knowing,
and only to nonaffiliated parties as permitted by law.
We maintain a secure office and computer environment to ensure
that your information is not placed at unreasonable risk.
Employees are subject to disciplinary rules if they do not
comply with our policies.
Personally identifiable information about you will be maintained
during the time you are a client, and for the required time
thereafter that such records are required to be maintained
by federal and state securities laws, and consistent with
the CFP Board Code of Ethics and Professional Responsibility.
After this required period of record retention, all such information
will be destroyed.
We also maintain physical, electronic, and procedural safeguards
to protect Information; these safeguards comply with all applicable
laws. Our commitment to data security involves monitoring
new advances in security technology and enhancing our security
architecture to ensure that we provide the highest level of
privacy and safety available for investment services firms
and for our customers.